Whatever your reasons for buying, finding the right home in the perfect neighborhood, and at a cost that is within your budget, is no small task. That's why many buyers choose to work with a full-service, licensed real estate professional, like us, to guide them through the process. We provide detailed information about properties for sale by every company, and can make appointments to see any home you're interested in.
Step one is finding out your budget for your new home. The best way to do that is to meet with a mortgage professional who will review your income, assets, and credit history in order to pre-approve you for a loan. Not only does getting pre-approved allow you to narrow your home search, but it also makes your offer stronger when it comes time to buy. If you don’t currently have a lender, I would be happy to recommend one.
Imagine your ideal home then make a list of everything you envisioned, such as the number of beds/baths, the style of home, and location. Then break that list down into high-priority items you can’t live without and lower-priority things that would be an added bonus.
Once you know how much you can afford and what you’re looking for in a home, it’s time to start your search. And the best place to start is online. Consider setting up a MyWindermere account so you’re notified every time something new comes on the market that fits your search parameters. As your real estate agent, I can also send you potential homes and take you to tour them in person once you’re ready to get serious.
When making an offer on a home, I will negotiate on your behalf in order to attain the best terms for you. This can include negotiating the price, repair costs, timelines, and contingencies.
This is the legal contract a buyer and seller enter into once the buyer’s offer has been accepted by the seller. It outlines the terms and conditions of the sale and is signed by both parties.
Once the Purchase and Sale Agreement is signed, a home inspector is hired to examine the home’s health, safety, and major mechanical systems. If any issues arise from an inspection, the buyer may be able to renegotiate their offer.
After your offer is accepted, the next step is to get final loan approval. During this process the lender will decide if they’re willing to approve your mortgage based on things like your creditworthiness and the title history and appraisal of the home you want to buy.
This is a report for you and your lender detailing the history of the home you’re buying to ensure there are no legal barriers to purchasing it.
During this final step of the home-buying process, ownership is transferred from the seller to the buyer, closing costs are paid, and a number of documents are signed. After closing is finalized and recorded, the home is yours!
Once you are settled into your new home, we will keep in touch with you to keep you informed on the value of your home in current markets, activity around the valley, and special discounts for being in our circle of friends.